Stories and tips about life as an NRI in Germany.
How to Change Your Mutual Fund Tax Status to NRI After Moving Abroad (CAMS & KFin Process)
A step-by-step guide to updating your Indian mutual fund tax status from Resident to Non-Resident after moving abroad — documents needed, the CAMS and KFin process, and what to do if you have multiple folios.
Getting a SIM Card in Germany: Prepaid Options, a Scam to Avoid, and What I Wish I Knew
A practical guide to getting a SIM card in Germany as an expat — which prepaid carriers work well, a common in-shop scam to avoid, and whether to go online or in-store. Based on personal experience.
Renting an Apartment in Germany — What I Wish I Knew Before Starting
A practical guide to renting an apartment in Germany as a foreigner — where to search, documents you need, key German rental terms explained, and what to watch out for in contracts. Written from personal experience.
How to Open an NRO Account for Your Child Born Abroad — PAN and Aadhaar Guide
A practical guide to opening an NRO account for your child born abroad — documents needed, how to get Aadhaar and PAN for a minor, and what to do during your India visit. Based on personal experience.
Moving Abroad? Here Is What I Wish I Knew About NRO and NRE Accounts
What I learned converting my Indian savings account to NRO and opening an NRE account after moving abroad — documents needed, the remote process, and practical tips for NRIs moving to Germany, UK, Canada, or any other country.
Salary After Tax in Germany: My Personal Guide to Calculate Your Net Income
How to calculate your net salary in Germany step by step — Steuerklasse, social contributions, health insurance deductions, and what to actually expect in your bank account using brutto-netto-rechner.
How to Transfer Money from Germany to India
My personal experience using Wise, XE, and InstaReM to transfer money from Germany to India — how each works, the two-step bank transfer timing, and my strategy for getting the best EUR to INR exchange rate.
How to Avoid Passport Jurisdiction Trap at PSK Chandigarh
What happened when I applied for passport renewal at PSK Chandigarh — the jurisdiction rule, bank passbook stamp issue, and what to do when your application is put on hold. Essential reading before moving abroad to Germany, UK, Canada, or anywhere else.